Spigot Money
Find money leaks. Keep your privacy.
Spot subscriptions, recurring charges, and wasted monthly spend by uploading a statement or CSV. No bank linking, no credentials, no always-on access—just read-only analysis of files you choose to share.
How it works
Clarity in three calm steps
From upload to insight—without handing over your financial keys.
Step 1
Upload what you want to review
Drop a CSV or statement export from your bank or card. You stay in control—no account linking, no passwords.
Step 2
Surface recurring money leaks
We flag subscriptions, repeat merchants, and monthly charges that quietly compress your cash flow.
Step 3
Decide what stays in your budget
Use the picture to cut waste, pay down debt faster, or simply breathe easier—on your terms.
Why Spigot
Financial clarity without the tradeoff
Built for people who want a premium view of spending—without surrendering privacy to get it.
Stop recurring waste
Catch subscriptions, renewals, and charges that no longer earn a line in your budget.
Build real momentum
Turn reclaimed dollars into debt payoff, savings, or steadier month-to-month breathing room.
You hold the keys
No always-on sync. No credential handoff. You choose exactly what gets analyzed, when.
Privacy-first
Most money apps want permanent access. Spigot never asks.
Upload only what you choose. Review spending patterns without linking accounts, sharing passwords, or granting an app ongoing visibility into your financial life.
- No bank credentials required
- No permanent account syncing
- Read-only analysis of uploads
- You decide what data to share
Ready when you are
See where money goes—then choose what stays.
Upload a statement, surface recurring charges, and estimate what you could reclaim each month. Private by design.