Privacy Policy

Our approach to privacy

Spigot is built around a simple idea: you should be able to review your spending without handing over full-time access to your financial accounts.

We aim to collect the minimum information necessary to provide the service and give users control over what they choose to upload.

Information you provide

When you use Spigot, you may choose to upload statements, CSV files, or other financial records for analysis.

You control what files you upload and when you upload them.

How we use your information

Uploaded information may be used to:

• Analyze recurring charges and spending patterns
• Estimate savings opportunities
• Improve product performance and reliability

What we do not require

• No bank usernames or passwords required
• No mandatory account linking
• No continuous syncing to your financial accounts

Data sharing

We do not sell your personal financial data.

We may use trusted service providers to host infrastructure or help operate the service. Those providers are expected to protect data appropriately.

Security

We aim to use reasonable technical and organizational safeguards to protect information, but no system can guarantee absolute security.

Changes to this policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.

Contact

Questions about privacy can be sent to hello@spigotmoney.com.