Find subscriptions on bank statement
Find subscriptions you forgot you were paying for
The problem
Most people are paying for subscriptions they don't even remember.
Streaming services, apps, memberships—they quietly renew every month. Individually they look small. Together, they add up fast.
The problem isn't just spending—it's visibility. Your subscriptions are buried inside your bank or credit card transactions.
The solution
Spigot helps you find them in under a minute.
- Identify recurring charges
- Group subscriptions by merchant
- Estimate monthly and yearly spend
- Show what to cut first
No bank login required.
Tell us what's going on — we'll help you figure it out
Chat with our subscription assistant. Describe what you're seeing on your statement and we'll help you identify, cancel, or dispute any charge — no file upload, no bank login, no account needed.
Have a specific charge to dispute? Submit a help request instead
How it works
- Tell the assistant what charge or subscription you're dealing with
- We help you identify what it is and who's charging you
- You get step-by-step guidance to cancel, dispute, or resolve it
For the full Spigot flow—including privacy and what happens after you upload—see how it works on the home page.
Rather scan your bank account?
Prefer to link your account with Plaid instead of describing charges in chat? We're testing this next—join the waitlist to try it first.
What you'll get
- Identification of what's charging you and why
- Step-by-step cancellation instructions for your specific service
- Bank dispute guidance if a cancellation wasn't honored
- Escalation options if you need to take it further
Why people miss subscriptions
- Charges are spread across accounts
- Names aren't always obvious
- Small amounts don't stand out
- Free trials turn into paid plans
FAQ
Can you help with any bank or card?
Yes — our assistant can help with charges from any bank, credit card, or payment service.
Do I need to log into my bank?
No. Just describe the charge in plain text — we never connect to your account.
Is my conversation private?
Yes. Conversations are not shared or sold. We use them only to improve the product.
What if I need more personalized help?
You can submit a help request and a member of the Spigot team will send you a personalized action plan within 24 hours.
See what you're actually paying for every month
Chat with our subscription assistant — no account, no upload, no bank login.
Talk to the subscription assistant →